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A Contract of Adhesion

We note first that Saulsberry was engaged in the operation of an insurance agency, presumably accustomed to form contracts. The contract at issue is clearly a lease of computer equipment for a term of years. It contains no option to purchase and requires that the equipment be returned to the lessor at the expiration of the term. Indeed, despite Mr. Saulsberry’s references at trial to Mr. Hogan as the salesman, Saulsberry’s own testimony was that he contacted Multitask, Inc., the vendor, and was referred to “Hartland Computer Leasing about leasing a computer system for my business.” The lease provides and the evidence shows that, in fact, the equipment Saulsberry selected was purchased by Hartland from Multitask, and delivered to Saulsberry. The lease contains an assignment by Hartland of all warranties by the manufacturer and seller to Saulsberry. At the time of the first malfunction of the equipment Saulsberry exercised his rights under this assignment and took the equipment to the vendor where it was repaired under the warranty. His refusal to follow the same procedure at the time of the second malfunction, explainable perhaps as exasperation, does not indicate an objectively reasonable expectation that the lessor was obligated under any implied warranty of merchantability or of fitness.
This assignment of warranties did not leave Saulsberry without a remedy, thus militating against any finding of oppressive unconscionability. In Funding Systems Leasing Corp. v. King Louie International, Inc., 597 S.W.2d 624, 634 (Mo.App.

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